The world has become a digital globe and Ghana as a country has join the race to become a digital nation.
A few years back Ghana had issues with slow internet speed, and issues with proper addressing system. Those days are behind us now with faster internet and the implementation of a national digital addressing system built by Ghana Post Company LTD., Ghana has become one of the fastest-growing economies in the world, many startups from Ghana are developing new applications to serve about 10 million internet users.
Starting an online business in Ghana, you need a good payment platform or processor to make and receive online or digital payments. Below is a list of my 5 best payment platforms or gateways to receive and make payment online.
7 Payment Platforms
Flutterwave
Flutterwave was founded in 2016 by a team of ex-bankers, entrepreneurs, and engineers. We decided to provide the award-winning technology core needed to provide businesses all around the world a powerful, reliable, and intelligent payments gateway.
Collect Payment
Collect payments globally in 30+ currencies with Flutterwave’s APIs and business tools.
Send Money
Send Money to Anyone or Business Globally
Process payouts globally in 30+ currencies with Flutterwave’s APIs and software solutions.
Pay your vendors and contractors
Set-up your payroll and leave the rest to us
Send money to 40+ countries
COMMERCE
Start selling online
Create a free online store that helps you find customers, accept payments from anyone, and grow your business.
Payment Link
Get paid, anywhere
Sell online without a website. Create a payment link in just a few clicks and share the link with your customers—no code required.
Invoices
Easily create & send invoices on the go
Create professional invoices easily, get paid and track payments with Flutterwave invoicing.
- Receive payments from anywhere
- Send invoices in multiple currencies
- Easy sales & tax calculations
- We are customer focused.
- We build trust capital.
- We are loyal to one another.
- We communicate respectfully.
- We create and innovate.
Paystack
Paystack is a Nigerian technology company founded in 2015 for solving payments problems for ambitious businesses. Their mission is to help businesses in Africa become profitable, envied, and loved.
Trusted by over 60,000 businesses. With over 25,000+ Live merchants in Nov 2018, 2,900,000+
Payments collected in Oct 2018 and $27,500,000+ Paid out to merchants in Oct 2018 they launched their services in Ghana.
Slydepay
Slydepay is one of the most popular payment processors in Ghana and have been been one of the pioneers in the fintech industry.
Founded in 2011 by DreamOval, it was initially called iWallet. They, in partnership with Stanbic Bank, later rebranded and launched the product as Slydepay in 2015.
Stanbic Bank continues to expand the footprint of SlydePay with its introduction in Zimbabwe as well.
Hubtel
Hubtel (formerly SMSGH) was founded in 2005. Their MPower Payments was shut down and launched as a part of Hubtel when they rebranded.
They provide both SMS and payment solutions, they want to be Africa’s most-loved shopitality platform. They currently have the Hubtel Mall which hosts hundreds of merchants, selling thousands of products.
expressPay
expressPay is an eCommerce market place and a payment gateway provider.
As a market place, expressPay gives consumers real time access to services such as airtime for all the major telcos, Surfline internet, Vodafone broadband, DSTv, GOtv, etc. A few taps on your phone and your service is restored in seconds. It also offers real time payments for services such as schools and hotels with lots of other segments in the pipeline.
As a payment gateway provider, expressPay is an official Visa Payment Technology Provider (PTP) and the leading Visa eCommerce processor in Ghana. expressPay supports mobile money payments and all major international card networks – Visa, MasterCard, American Express, Discover, etc. expressPay serves as a one stop shop for the payment needs of eCommerce merchants. expressPay meets all the international security standards and is PCI DSS certified.
Theteller
Many Merchants and Service Providers today are exposing and migrating their “brick and mortar” mode of business to the new age of the digital. New trends suggest that more users prefer to purchase stuff online rather than the conventional way. Especially when access to electronic cash has been introduced in very convenient modes to facilitate every kind of payment.
theteller is a payment platform solution every online merchant need. Introducing a real-time payment integration service, theteller enables merchants facilitate and process online payments faster with lots of payment options to choose from through their preferred channels.
Whether it’s in-app or in-store services, theteller ensures a complete end-to-end API integration service for seamless and secure flow between merchants and their customers during “purchase and pay” experience. theteller has a complete package that comes with a flexible payment gateway, merchant portal and fraud modules that ensure comfort and security is assured to both merchants and customers during transacting.
theteller presents an all-in-one payment channel experience where customers can pay from both local and international cards i.e. mastercard, visa etc. as well as mobile money services tapped from all available networks across the country.
With theteller, you can have:
- • International and local cards processing support
- • Standalone pluggable components
- • Ease of merchant integration
- • Ease of 3rd party solution integration
- • Recurring payments
- • Multi-currency support
- • Cross platforms compatibility
- • Customized / Hosted checkout integrations
- • Internet banking and loyalty programs integrations
Flutterwave
Flutterwave was founded in 2016 by a team of ex-bankers, entrepreneurs, and engineers. We decided to provide the award-winning technology core needed to provide businesses all around the world a powerful, reliable, and intelligent payments gateway.
Their core values
As a company, we have 5 core values that every member of the team lives by, in everything we do. It’s what defines who we are as an organisation.
- We are customer focused.
- We build trust capital.
- We are loyal to one another.
- We communicate respectfully.
- We create and innovate.
